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Do you know why so many people have to work multiple jobs? For some people, it’s because their full-time job is such low pay, that they must work an additional job just to survive. They’ll work multiple jobs just to put food on the table. For other people, the decision to work more than one job is less about survival, and more about lifestyle. They do it because even though their primary job pays them a living wage, they want a better quality lifestyle for themselves and their loved ones, so they take on an extra job to afford a better life.
Imagine that your primary job pays you just enough to afford only the most basic life necessities such as rent, food, and clothing. Wouldn’t it make sense that you might want to work multiple jobs in order to afford some ‘extras’ and some luxuries, and to have a better quality lifestyle? This is what I mean by working multiple jobs for lifestyle reasons.
For some of you, it might be difficult to imagine what it would be like to work two jobs just to survive. Can you imagine what it would be like if your primary job only paid minimum wage, and your income from this minimum wage job wasn’t even enough money to afford basic life necessities? Why so many people have to work multiple jobs has to do with getting paid only a minimum wage for a single job. This forces people to work multiple jobs just to make ends meet. They don’t achieve a better lifestyle from working multiple jobs. They only achieve basic survival.
In general, nobody wants the stress of living paycheck-to-paycheck, and that can be enough motivation to take on an extra job. Unfortunately, many people who earn low salaries such as minimum wage or living wages, live paycheck-to-paycheck. Avoiding that stress is essentially why so many people work multiple jobs and therefore exhausting themselves. And many people would rather be exhausted than stressed out about money. According to recent research from CareerBuilder, an estimated 78% of Americans live paycheck-to-paycheck, and over 50% of minimum wage workers reported needing to work more than one job to make ends meet.
Are you in this stressful position right now? Have you been wondering what it would take to land a higher paying job? Have you been wondering how you could get a job in a more lucrative industry? Right now, you might be working multiple jobs because you’re only earning minimum wage. Or, you’re earning a living wage that in reality, barely lets you live at all.Some people who get paid minimum wage are forced to work multiple jobs just to make ends meet. They don’t achieve a better lifestyle from working multiple jobs. They only achieve basic survival. Click To Tweet
Minimum Wage VS Living Wages: What is the Difference?
What is the difference between earning minimum wage versus a living wage? The first thing you should know is that neither the minimum wage nor a living wage is sufficient for those who care about the quality of their lifestyle. Neither wage is enough income for the kind of lifestyle you probably dream of having.
Minimum wage is the lowest wage an employer can legally pay their workers. The minimum wage in the United States ranges from a measly $7.25 per hour to $12.00 per hour depending on the state you live in, with only one state (Washington D.C.) having a minimum wage of $14.00 per hour. In Canada, the minimum wage ranges from $11.00 per hour to $15.00 per hour, depending on the province you live in.
The minimum wage means to provide workers with enough income to stay out of poverty. However, most of the time, the minimum wage does not actually align with the true cost of living. This forces those earning minimum wage to work another job in addition to their full-time job.
The living wage is the amount of income you’d need to earn in order to maintain a very basic, modest standard of living in your area. Living wage is enough to cover the cost of living in your location, and keep you above the poverty line. It’s not a high enough wage, however, to maintain a great quality of living.
Living wages vary depending on where you live, and sadly, your city’s minimum wage might not match your city’s living wage.Neither the minimum wage nor a living wage is sufficient for those who care about the quality of their lifestyle. Neither wage is enough income for the kind of lifestyle you probably dream of having. Click To Tweet
A living wage is the minimum income necessary to have your basic needs met. This includes food, housing, and basic essentials such as clothing and public transportation. It’s common for the living wage in your area to be higher than your city’s minimum wage. Employers offering insufficient minimum wage is why so many people have to work multiple jobs.
The Discrepancy Between Minimum Wages and Living Wages: An Ongoing Crisis
The discrepancy between a city’s minimum wage and its living wage puts many of that city’s inhabitants in crisis. This discrepancy is a factor that explains why so many people have to work multiple jobs.
In areas where a discrepancy exists between minimum wage and living wage, many employers try to do the right thing. Many employers in these areas strive to at least offer their employees a living wage, rather than only offering the insufficient minimum wage.
Being paid a living wage, however, still isn’t that great. It’s not enough money to allow for a favorable lifestyle, a luxurious lifestyle or a superior standard of living. It’s also not enough money to improve your quality of life, or keep you well-prepared for unexpected, costly emergencies.
In other words, neither the minimum wage nor the living wage is ideal. Neither wage is enough income to both pay for your cost of living and save up money for emergencies or luxuries. Whether you’re earning minimum wage or a living wage, you’re likely still going to live paycheck-to-paycheck if you don’t work an extra job. Many people who earn a living wage can afford their rent and basic expenses, but they don’t have enough money left over for a car, a nice vacation, a well-deserved spa day or unexpected medical expenses. Does that sound acceptable to you? I didn’t think so.
Although neither the minimum wage or a living wage is considered ‘good’ pay, it’s at least a bit helpful if your city’s minimum wage aligns with its living wage. Unfortunately, there’s typically a discrepancy between the two.Whether you’re earning minimum wage or a living wage, you’re likely still going to live paycheck-to-paycheck if you don’t work an extra job. Click To Tweet
Managing The Cost Of Living
Are you curious what a living wage would be in your city, and wondering how it compares to your city’s minimum wage? The Living Wage Calculator will answer this question for you. For example, in Los Angeles, California, the living wage if you’re a single adult is $14.36 per hour. The minimum wage in Los Angeles, however, is only $11.00 per hour. If you are a single parent in Los Angeles with one child, the living wage becomes $30.27 per hour, and the minimum wage is of course still only $11.00 per hour.
You’ll find that most cities you look up using the Living Wage Calculator will show an unfortunate gap between minimum wage and living wage. With so many people working for minimum wage, it’s no wonder why so many people have to work multiple jobs.
Ben Shapiro Says It’s “a You Problem” if You Have to Work Multiple Jobs
Recently, the highly controversial conservative commentator Ben Shapiro broke the internet when he suggested that it’s “a you problem” if you have to work more than one job to survive. His statement was: “If you had to work more than one job to have a roof over your head or food on the table, you probably shouldn’t have taken the job that’s not paying you enough. That’d be a you problem.”
Charlotte Clymer, the press secretary for rapid response at the Human Rights Campaign, was one of the many people who argued that Shapiro’s viewpoint clearly stems from privilege and a lack of realistic perspective. Clymer said, “Ben Shapiro is the child of a television studio executive and film composer and grew up in Hollywood as a private school dilettante who got his high school education for a tuition comparable to most Ivy League universities. Of course he doesn’t understand the working class.”
Many other people on Twitter also retaliated against Shapiro’s comment, stating that this is something that only come from a spoiled rich kid who lacks perspective and is disconnected from reality.
Several protestors pointed out that only in Shapiro’s privileged world do people have the luxury of waiting until a high-paying job comes along, cooly turning down jobs that don’t pay enough. Many people on Twitter have argued that in the real world, people who are struggling have to take any source of income they are offered, and that’s why so many people have to work multiple jobs.
So where does the truth lie?I believe that Ben Shapiro’s solution that people should simply turn down jobs that underpay them only works if people have high income skills. Perhaps what Shapiro should have said, is that it’s a you problem if you never learned a… Click To Tweet
When it comes to building wealth, I believe the extent of personal responsibility is quite high. Part of that personal responsibility is taking it upon yourself to learn high income skills that you can earn a real living with.
If You Have a High Income Skill, You Probably Won’t Need To Work Multiple Jobs
If you have a high-income skill, it’s unlikely that you’ll need to exhaust yourself working 80 hours per week at multiple jobs. You won’t have to burn out, having no energy left to do anything for yourself, because you work such long hours every week. If you have a high income skill, you can work less hours and you’ll also be in a better position to turn down low-paying jobs, since high-paying jobs are more likely to be offered to you.
In other words, I believe that you don’t have to be born into privilege to have the luxury of turning down jobs that underpay you.To turn down low-paying jobs as per Ben Shapiro’s suggestion, you simply need to develop high income skills. Click To Tweet
If you learn a high income skill, you’re in a position to turn down low-ball offers. Why? Because it’s likely that with the skills you have, you won’t be waiting long for a high-paying job offer to come around.
So, what exactly is a high income skill? I define a high income skill as any skill with which you can earn $10,000 per month, which is a healthy six-figure income. Some examples of high income skills include copywriting, website development, digital marketing, coaching/consulting, and High Ticket Closing.
You don’t necessarily need to have money or be privileged in order to learn high income skills. Some high income skills you can learn by yourself, for free, simply by reading books and watching YouTube videos. There is a wealth of information at your local library, and on the internet.
Other high income skills such as High Ticket Closing can be learned by investing a little bit of money into taking a short course or program. For example, my High-Ticket Closer Certification Program will teach you the high income skill of closing. In my program, you could learn how to close high-paying offers. I call these High-Ticket Offers.Closing a High-Ticket Offer could have you earning more money in one hour than you would earn in one week at a minimum wage job. Click To Tweet
Underprivileged People Simply Need to Learn New Skills to Escape Their Underpaid Careers
Why do so many people feel like they have no choice but to accept multiple minimum wage or low wage jobs, instead of finding one job that pays them enough to live well? Why do so many people have to work multiple jobs in order to live comfortably? Does being underprivileged really have that much to do with it?Unfortunately, if you never took it upon yourself to learn a high income skill, you might have no choice but to accept low-paying jobs. Click To Tweet
It doesn’t necessarily matter if you were born into privilege, or if you’re underprivileged. It matters what skills you have acquired.
Don’t forget that prestigious, expensive universities aren’t required to learn high income skills.
Underprivileged people can easily work smarter and learn high income skills, to escape their low-paying jobs. You don’t need to go to college or university to develop these skills. Many of my mentees have learned high income copywriting skills simply by watching my YouTube videos on copywriting. Other mentees of mine have learned high income closing skills by enrolling in my High-Ticket Closer Certification Program, which is much quicker and much cheaper than going to college. No matter who you are, you can ditch your low-paying job for a better paying job if you learn the right skills.
Perhaps you didn’t have the ‘privilege’ of attending a college or university, because you couldn’t afford it. Now you know that it doesn’t actually matter as much as you think it does.
Let’s now discuss what it really means to be ‘privileged’, and then discuss what it really means to be ‘underprivileged’. I’m going to explain why being underprivileged doesn’t mean you’ll only ever be able to get a low-paying job. Not everyone who has a high-paying career was born into privilege. I was certainly not born into privilege, yet today I am one of the world’s highest-paid consultants.
What does it really mean to be privileged?
Many people have many different definitions of what it means to be ‘privileged’. The most common definition of privilege is anyone who has certain unearned advantages that come with being born into a certain social class, being part of an elite group, or having a wealthy family. This means that privilege is being born into upper or middle class families, and having advantages that come with wealth. The benefits that come with their wealth include private schools, top-tier university education, great health care, and generally being favored due to their social class.
Other people define privilege as being born Caucasian, or being born into a first-world country, where there are more opportunities.
If you’re born into privilege, will you automatically have better economic opportunity and get higher paying jobs? Many people believe that it’s much easier to climb up the corporate ladder if you were born into privilege. This means you’re not starting your climb from the very bottom. I’ll soon explain why I don’t fully believe in this theory.
Ben Shapiro is privileged, which is why his suggestion that people should simply turn down low-paying jobs received so much backlash. Wealthy people of a certain social class like Ben Shapiro can afford to turn down low-paying jobs. People like him have a safety net to fall back on, because they come from wealth.
Being born into a wealthy family and having wealthy parents is certainly a form of privilege. I won’t deny that. It allows you to turn down low-paying jobs or take risks as an entrepreneur in hopes of making it big, because your savings account or your wealthy parents act as a safety net.
Let’s take summer vacation as an example. Some kids have work all summer long, to help their parents put food on the table and contribute to household expenses. Other kids who are more privileged have wealthy parents who can afford to send them to do a summer internship abroad, where they’ll learn valuable skills.
What does it mean to be underprivileged?
So, now that we know what it means to be privileged, what does being underprivileged mean? Most people define being ‘underprivileged’ as being disadvantaged and deprived due to their social or economic condition. Being underprivileged typically means being poor, or living in poverty.
People will say that being underprivileged is being born a certain ethnic minority, or being born in a poor country. If you are mentally ill, disabled, or living in an abusive environment, that can also mean that you’re an underprivileged individual.
Those with criminal records are also typically considered underprivileged, since it’s very difficult for them to get a good job. Or is it?
I believe that underprivileged people can still land high-paying jobs and get rich. Let’s take ex-cons as an example. Over 70 million Americans have a criminal record, and approximately 19 million Americans have a felony on their record.
Many people believe that a criminal record can be a direct cause of poverty. While it’s true that it might be difficult for people with criminal records to obtain certain jobs, it’s not as difficult as they think to gain lucrative employment. Take a highly skilled freelance copywriter, for example. It’s unlikely their clients will be doing a background check before hiring them to write their copy remotely. How many times have you heard of criminal record checks for freelancers? It doesn’t happen that often.
An ‘underprivileged’ ex-con could learn a high-income skill and thrive in the freelance economy, making money online and being their own boss. There are plenty of unconventional, high-paying jobs online these days that allow anyone with the appropriate skills to work remotely and be hired by modern-thinking companies.
The World is Evolving into a Gig Economy, Which Creates More Opportunities for Underprivileged People
The gig economy, also known as the freelancer economy or the skills economy, is creating a plethora of opportunities for just about anyone who has acquired modern and in-demand skills.
The evolution of the gig economy is creating opportunities for the underprivileged. Career advantages supposedly only available to people born into privilege, are suddenly available to anyone with high income skills.Career advantages supposedly only available to people born into privilege, are suddenly available to anyone with high income skills. Click To Tweet
For example, before the gig economy became huge, the traditional lucrative jobs were high-paying professions. This includes lawyers, doctors, and business executives. Privilege often meant that you had access to these circles of wealthy professionals. This provided certain advantageous opportunities. Your wealthy upper or middle-class parents, for example, might introduce you to a successful lawyer friend of theirs, who would allow you to be their intern and open doors for you in the field of law.
That may have been considered a privileged advantage in the past. But today, everything is different. Anyone with the right high income skills can open their own doors, and access their own opportunities in the thriving gig economy. Today, a freelance copywriter in the gig economy can earn more than their family doctor. And any poor, disadvantaged, underprivileged person can learn the high income skill of copywriting (or a different high income skill) all on their own.Anyone with the right high income skills can open their own doors. This includes access to their own opportunities in the thriving gig economy. Today, a freelance copywriter in the gig economy can earn more than their family doctor. Click To Tweet
Why I am Living Proof That Underprivileged People Can Become Rich
Sure, I may be a multi-millionaire today. But I was not born into privilege. I was underprivileged and my family was poor. Growing up, I shared a small one-bedroom apartment with my mother. I slept in the living room, and she slept in the bedroom. My father was back in Hong Kong, trying to make money. I remember arriving in Canada, being 14 years old, not able to speak a word of English. In school, I got bullied. Making eye contact with other people made me afraid. I did not have a single friend, except for my mother.
One day, I heard my mom crying. She was on the phone with my dad, who had just informed her that he had gone bankrupt. I knew that meant my dad couldn’t send us money anymore. The look on my mom’s face was a look of hopelessness that I’ll never forget. In that moment that I couldn’t let her suffer.
I was suddenly extremely motivated to make money, with no idea that I’d soon become a self-made multi-millionaire.
I greatly attribute my self-made success to finding my first mentor. Finding my mentor lead to the million dollar year of my life. My mentor taught me about high income skills, from business to marketing to copywriting. After that, I started an advertising agency in my early 20s doing copywriting for people. I was making about $10,000 per month. That was my first taste of success and my first high-income skill. From there, I transitioned into consulting.
So, what does my story teach you? Growing up, I was an underprivileged, poor immigrant with nothing and no one to help me create wealth. I knew I had to create wealth by myself. I had the odds stacked against me. However, I made my first million at 27 years old and became a self-made multi-millionaire by the age of 30. Today, I am one of the highest-paid consultants in the world.
One of the most important things to remember is that no matter how underprivileged you are, you have to believe that you can succeed and make good money. You cannot subscribe to self-limiting beliefs. You must develop the millionaire mindset, and believe in your power to succeed.Despite being underprivileged with the odds stacked against me, I made my first million at 27 years old and became a self-made multi-millionaire by the age of 30. Click To Tweet
Why do so many people work multiple jobs? It’s usually because their jobs pay them a very low wage, and working multiple jobs is therefore a necessity. Many people work multiple jobs simply to survive. Others work multiple jobs to gain a better lifestyle.
What is minimum wage? Minimum wage is the lowest wage an employer can legally pay their workers. Minimum wage is very low pay; typically less than $14 per hour.
What is a living wage? A living wage is the income you’d need to earn to maintain a basic, modest standard of living in your area. A living wage is the minimum income necessary to have your basic needs met. It’s not a high enough wage, however, to maintain a great quality of living, or afford any luxuries.
Living wages vary depending on where you live, and your city’s minimum wage might not match your city’s living wage. It’s common for the living wage in your city to be higher than the minimum wage. This creates the need for multiple jobs.
Recently, Ben Shapiro went viral for saying that it’s “a you problem” if you have to work more than one job to survive. I believe that Ben Shapiro’s solution that people should simply turn down jobs that underpay them only makes sense if people have high income skills.
If you have a high income skill, it’s unlikely that you’ll need to work multiple jobs. No matter who you are, you can learn new skills to ditch your underpaid job for a better paying job.
What does it mean to be underprivileged, and can underprivileged people learn high income skills? Yes, underprivileged people can learn high income skills. Being ‘underprivileged’ is having a disadvantage because of social or economic conditions. Being underprivileged typically means being poor, a certain ethnic minority, disabled, mentally ill, or having a disadvantageous criminal record.
What does privilege mean? The most common definition of privilege is anyone who has certain advantages from being born into a certain social class. This can mean being part of a certain group, or having a wealthy family.
The thriving gig economy is creating a plethora of opportunities for underprivileged people. Anyone can learn the high income skill of copywriting, for example, and make a killing in the gig economy.
Develop the millionaire mindset. I am proof that underprivileged people can get rich with the right mindset and determination. I was not born into privilege. As a poor immigrant, I had no family wealth. And yet, I developed a millionaire mindset and became a self-made multi-millionaire by age 30.
Make Yourself Valuable in the Marketplace, and Stop Working Multiple Jobs
Become valuable in the marketplace to get paid your worth. You can therefore stop working multiple, low-paying jobs. So, what do I mean when I say you should make yourself valuable in the marketplace? I mean that you should develop a highly sought-after high-income skill. High income skills such as High Ticket Closing can be learned by signing up for my High-Ticket Closer Certification Program.
My program will quickly teach you the high income skill of closing. You’ll learn how to close High-Ticket Offers. Closing one of these high-paying offers can help you earn a higher weekly wage than at a minimum wage job. You deserve to earn a real living. You deserve a high income. I firmly believe that you should never have to work 80 hours per week or work multiple jobs for this.